I don't know about you, but we stuck with our 'diversified' portfolio and have ridden everything all the way down. Unfortunately the entire civilized world is trying to dump their stocks, ETFs, and mutual funds at the same time, resulting in plummeting prices everywhere. This is a good time to have a lot of cash. I cut a check to my IRA today and will keep plunking along with a few grand in there every year and keep my fingers crossed that the whole system doesn't implode. Bri is also putting a few percent of her paycheck into a 403b every month. The rest of our savings are going into CDs and gold from here on out. F*cking scary world.
In other news, in 'every day' world, people around here are still doing things like eating out, going out, watching movies, running, riding, swimming, and having fun, despite the erasure of 10 trillion dollars in global equity. I guess they're not paying attention! I would not want to be close to retirement right now with a 50/50 portfolio, that would be extremely painful.
In other news, some of you might be interested in a local bank that is paying 4.01% APY for a checking account on amounts up to $25,000. You can open it up online. All you have to do is 10 ATM/credit transactions per month and one automated deposit or withdrawal. We have an account and it is legit. Capital Bank.