I'm not a finance whiz, but I did stay at a Holiday Inn Express last night.
The Dow appears to be headed to the significant psychological barrier of 11,000 and is off nearly 20% from the peak in October of last year. Now would be the time to start piling some dough back in. When everyone else is selling is usually the time you will find value. If I had a lot of cash I'd put a lot of cash in. But I don't, so instead I'll tell you to do it. Just throw it into the market.